York, PA Real Estate

We would like to welcome you to our website, the most comprehensive online resource for buying and selling real estate in York, Pennsylvania.  This website has been designed with the real estate consumer in mind.  We have incorporated easy to use MLS listing searches.  Buyers can save properties & searches.  As well as setup automatic email updates when new properties come on the market.

This website is provided by "The Good Guys" of Morgan Collins Realtors.  Consisting of Sam Stein, Abram Fontana and Jim Plessinger.  Offering over 30 years combined experience in the real estate business.  Whatever your lifestyle needs or the size of your budget, we will match you with your ideal home and provide you with extraordinary customer service tailored to your particular needs. From contract to closing, we will assist you every step of the way.

York County is an area rich in tradition and heritage.  From its historic charm to its classic architectural style to the strong community pride that comes from people who relish living life on their own terms, there is a spirit of independence here so strong you can almost taste it.

We invite you to browse through our site to learn more about the York area and the wealth of real estate choices available in this beautiful area. For more in-depth information, please don't hesitate to give us a call at 1-877-717-YORK. We look forward to working with you!

ALL BRICK RANCHER JUST RENOVATED AND READY FOR YOU! FRESHLY PAINTED, NEW FLOORING, NEW BATHROOM TOP TO BOTTOM & KITCHEN UPGRADES. LARGE 2-CAR GARAGE. LARGE WALK-OUT BASEMENT WITH FIREPLACE. PRIVATE WOODED REAR YARD BACKS UP TO OPEN FIELDS. QUICK ACCESS TO I-83. 1 YR SHIPLEY HOME COMFORT WARRANTY. TAX CREDIT EXPIRING SOON. SEE THIS HOME NOW!

ROOM TO GROW! WELL MAINTAINED 5BR 1.5BA PROPERTY CONVENIENT TO I83 AND RT30. TWO CAR GARAGE AND FENCED YARD IN REAR. CENTRAL AIR CONDITIONING. ONE YEAR SHIPLEY HOME WARRANTY INCLUDED! TAX CREDIT EXPIRING SOON. SEE THIS HOME NOW!

FHA financing has become very popular over the last few years, as it offers a way for home buyers to purchase a home with only 3.5% cash out of pocket.  Dramatic changes to FHA were just enacted and some are still pending to be enacted in the next 3 months. 

•1.     As of today there is no longer 3 months seasoning for investor properties.  Let me explain...... If you buy a home as an investor, you can sell that property the next day for the appraised value......as long as that value does not exceed 20% above your purchase price.

•2.     Increase MIP up front Fee for FHA loans in the next months, It appears FHA upfront MIP will increase from 1.75% to 2.25%.

•3.     Seller's concession "help" is slated to be reduced from 6% to 3%.

•4.     No loan under 580 FICO will be done with FHA in the future.

•5.     580 to 619 FICO will be required to have a 10% down payment (most lenders already will not take a loan under 620 FICO)

WHAT DOES THIS MEAN?

If you are on the fence about buying a home, this should make it even more enticing to purchase before the Spring of 2010.  The tax credit will end for any contract signed after April 30^th 2010; your buyer will not be able to get 6% sellers help, but rather 3%.  This will probably take affect in early spring.